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Home Equity Loan Rates

Table data for Home Equity Loans
 Effective 01-19-2026
Loan-to-Value Loan Type Rate
(as low as)		 APR1 Alert Me
Up to 80% Home Equity Loan
(Terms up to 240 months)		 7.50%2 7.93%
Up to 80% Line of Credit 6.75%3 8.16%
Up to 90% Home Equity Loan
(Terms up to 240 months)		 7.75%2 8.18%
Up to 90% Line of Credit 7.00%3 8.46%
  • 1Home Equity Loan Assumptions: APR based on $75,000 loan with $758 in closing costs. Home Equity Line of Credit Assumptions: APR based on $75,000 loan with $726 in closing costs.↵
  • 2Fixed rate. Rate may vary based on term.↵
  • 3Home Equity Line of Credit rate will be the higher between the rate floor (4.00%) and the Prime Rate(80% LTV) or Prime Rate plus 0.25% (90% LTV) as reported in the Wall Street Journal on the last day of the previous calendar month. Rate will not exceed 18.00% APR.↵

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